So once you have got your National Insurance Number, it is time to get yourself a bank account. In the UK you can get many different bank accounts, but the one that you will need in order to start work, is a 'Current Account'.
According to Google, the definition of a current account goes as follows:
Most banks do current accounts so you will just need a document with your address on it (could be your National Insurance Number letter) and a form of Photo ID such as your Passport, Driving License, etc. With these two documents, you can walk into most banks and get your self a current account there and then.
A current account in the UK will come with two numbers: Account Number and Sort Code. They will look as follows:
Account Number: ######## e.g. 15425687
Sort Code: ##-##-## e.g. 54-78-25
Once you have these two numbers, you can then give them to your employer and your money will get deposited straight into your account at the end of the month, depending on how your salary / wage is paid and when.
You do not need a Credit Card in order to start work. In fact you do not really need a Credit Card at all. Your current Account will come with a Debit Card which can be used in the same way and in the same places as a Credit Card.
Once you get paid, you can go to any ATM (Cash Machine) and withdraw your cash. In most cases there is a limit of how much cash you can withdraw per day. This limit usually is somewhere around £250 - £300. The other way is the way I do it, which is to bank on-line. I go on the internet and do all my banking there rather than go to a bank.I can pay people money, transfer money between accounts and so on.
If your address changes you must inform the bank.
REMEMBER: Your card will have a PIN Code. You must not give it to anyone. Not even the Police, the Bank, or anyone.
And now you are set! Enjoy working in the UK.
According to Google, the definition of a current account goes as follows:
an account with a bank or building society from which money may be withdrawn without notice, typically an active account catering for frequent deposits and withdrawals by chequeMore info about current accounts can be read here: http://www.moneysupermarket.com/current-accounts/what-is-a-current-account/ Although, cheques these days are not that widely used. And some shops don't accept them any more.
Most banks do current accounts so you will just need a document with your address on it (could be your National Insurance Number letter) and a form of Photo ID such as your Passport, Driving License, etc. With these two documents, you can walk into most banks and get your self a current account there and then.
A current account in the UK will come with two numbers: Account Number and Sort Code. They will look as follows:
Account Number: ######## e.g. 15425687
Sort Code: ##-##-## e.g. 54-78-25
Once you have these two numbers, you can then give them to your employer and your money will get deposited straight into your account at the end of the month, depending on how your salary / wage is paid and when.
You do not need a Credit Card in order to start work. In fact you do not really need a Credit Card at all. Your current Account will come with a Debit Card which can be used in the same way and in the same places as a Credit Card.
Once you get paid, you can go to any ATM (Cash Machine) and withdraw your cash. In most cases there is a limit of how much cash you can withdraw per day. This limit usually is somewhere around £250 - £300. The other way is the way I do it, which is to bank on-line. I go on the internet and do all my banking there rather than go to a bank.I can pay people money, transfer money between accounts and so on.
If your address changes you must inform the bank.
REMEMBER: Your card will have a PIN Code. You must not give it to anyone. Not even the Police, the Bank, or anyone.
And now you are set! Enjoy working in the UK.
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